Monthly Archives: May 2012

If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?

Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.

Life insurance is especially important if you are the main breadwinner for the family.

Mother’s Day is coming up on the second Sunday in May and this is the day when we thank our mothers for all of the hard work they have done for us.

On this special day Mother’s are lavished with presents, cards and attention from their families and loved ones and usually treated to flowers, chocolates, spa treatments, gifts and more.

Have you ever wondered where this tradition of honoring our mothers came from? You might be surprised to know that Mother’s Day has older origins than you might think.

Many people who live in smaller towns or in the countryside love to spend their holidays in a major city. During a “city break” they can enjoy the cultural events, nightlife, fine dining, shopping and impressive architecture that only a decent sized city can provide.

However, the USA’s biggest and most famous city destinations, such as New York and LA are notorious for their astronomical prices. Although these huge mega-cities are very exciting to spend time in, they can also make a small travel budget disappear very quickly.

The good news is that there are many other alternative city break destinations which will offer plenty of culture, shopping, food and nightlife for a much cheaper price.

In these cities you will find better hotel rates, lower prices of gas, and more affordable food so that you can enjoy the excitement of the city for less.

You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.

Where does it all go and what are you missing?

Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money: