Monthly Archives: July 2012

You have worked hard for most of your adult life and the day has come that you will retire and enjoy the freedom of your golden years.

You might take up a hobby, volunteer, or just enjoy working in your garden and socializing with your friends.

If you have been planning ahead and contributing to your retirement fund, you will likely have a nest egg built up which will help you support yourself once you leave your job.

However, it is important to keep your expenses down when you are retired so that your spending won’t outgrow your savings.

If you can reduce your outgoing costs during your retirement years, you can stretch out your savings fund for longer and not have to worry about running out of money.

Here are a few ways that you can reduce your expenses during your retirement:

The Fourth of July, otherwise known as Independence Day, is the federal holiday in the USA which celebrates the Declaration of Independence.

On July 4th, 1776 this was the document which declared America as independent from the Kingdom of Great Britain.

Traditionally Independence Day is commemorates with fireworks, parades, carnivals, outdoor concerts, ceremonies and of course, family picnics.

If you are planning a picnic for this Independence Day, here are some tips for making it the best outdoor feast ever!