What are the most common things that North Americans make goals to accomplish in the coming year when New Year’s comes around? Here are some of the most common New Year’s resolutions, and tips for making them happen.
Creating a Holiday Savings Fund
Creating a Holiday Savings Fund
Do you find that every January, you stare at your credit card bill and your bank balance in horror, shocked at how much money you spent in December on presents, holiday treats, decorations, special outings and more?
The holidays can be a very expensive time of year, and many people tend to get carried away and sentence themselves to a January of barely scraping by. However, if you plan ahead for next Christmas, you will be able to buy all of the presents you need without even batting an eye or seeing your bank balance dip even once. How can you do this?
Got More Month Than Money? A Few Clever Ways to Save Money This Christmas
Got More Month Than Money? A Few Clever Ways to Save Money This Christmas
If you are short on funds this holiday season, there is no reason why your festivities have to be any less merry! You can still have a great time enjoying the season without having to spend a fortune. Here are some tips that will help you save money this holiday season:
Three Tips for Becoming More Aware of Your Spending Habits
Three Tips for Becoming More Aware of Your Spending Habits
It’s not how much money you earn that will make you rich; rather it is your spending habits. How aware are you of what you spend on a daily basis? Do you ever think you have a certain amount of money in your account and then realize that you have a lot less? Noticing how much you spend can be the first step to learning how to manage your money better.
Here are three useful tips for becoming more aware of what you are spending:
Got Student Loans? Tips for Graduating Debt Free
Got Student Loans? Tips for Graduating Debt Free
Going to a university or college can be a great opportunity to obtain the education and qualifications you need to pursue the career of your dreams. However, many students find themselves under huge mountains of student debt after graduating, which will take years to pay back.
Ka-Ching! Simple Tips for Trimming Down Your Grocery Bill
Ka-Ching! Simple Tips for Trimming Down Your Grocery Bill
Do you gulp with fear every time you approach the checkout at the supermarket?
Do you end up spending a huge amount on grocery shopping every week, yet only coming home with a few bags of items?
It is possible to cut down your grocery bill drastically; you just need to know how to outsmart the supermarket and get more for your dollar.
How Diverse Streams of Work Can Help You Keep Your Cash Flowing
How Diverse Streams of Work Can Help You Keep Your Cash Flowing
Imagine a full time job is like a large flowing river of income. With this one source, you have all of the financial flow that you could possibly need, and your expenses are covered in comfort. However, what about when something happens and the river ceases to flow? Your industry could experience a drought, or you could lose your job, causing the flow of that river of income to be dammed up forever.
Five Things to Do With a Windfall Other Than Spend It Right Away!
Five Things to Do With a Windfall Other Than Spend It Right Away!
Perhaps you have won the lottery, received an inheritance, or cashed in one of your investments, and now you have a large sum of money you don’t know what to do with. Although it is tempting to cruise around town in a brand new sports car it is important to think carefully about how to spend your new found cash.